How to get a good interest rate? Conventional or FHA? 30 yr. vs. 15 yr? How much of a down payment? Bank loan vs. Fannie Mae loan? Government program? Owner financing? These are all very important questions. Coming up with the right answers means thousands of dollars going into your bank account. Or draining out of it.

John Bailey Realty makes the difference. We are experts at the entire home buying process, and through our consulting process guide you to a great deal. Helping you find financing that makes the most sense for you, is just one of the important reasons clients have been referring us for 3 generations.

What’s the first step? Getting pre-qualified for a loan so that when the right opportunity presents itself, you’re ready to take advantage of it. John Bailey has a B.A. in Finance and is highly qualified to help you comfortably afford the home of your dreams.

Determining your monthly home payment is one of the first steps in the buying process. Many factors come into play. The cost of the home. They type of loan. The interest rate. Amount of the down payment. Buyer discounts, etc.

We want you to be comfortable with your monthly mortgage payment. With our ‘insider’ knowledge of the real estate business, finance, and taxes, we’ll get you a great deal on a home that makes sense for your economic situation.