Find A Home
How much can you afford?
A lot more today than even just several months ago. Due to market forces, special bank offers, low interest rates, government programs, tax incentives, and motivated sellers, this is the best time ever to buy a home. Especially for first time home buyers.
As you can imagine, taking advantage of these special programs is not easy. The tangled web of government and institutional bureaucracy makes the programs next to impossible to utilize. But John Bailey Realty stands apart from the crowd. We cut through the red tape and deliver jaw dropping results.
For instance, we can help first time home buyers qualify for an $8,000 credit that can be used toward either closing costs or a down payment. You get the money up front. And don't have to wait to claim it on your taxes. It's part of the Federal Housing Tax Credit.
Just give John Bailey a call to set up a consultation. Let's see what we can do for YOU before the door closes on these exceptional opportunities.
Freddie Mac Budget Worksheet
Annual Free Credit Reports
What type of loan?
How to get a good interest rate? Conventional or FHA? 30 yr. vs. 15 yr? How much of a down payment? Bank loan vs. Fannie Mae loan? Government program? Owner financing? These are all very important questions. Coming up with the right answers means thousands of dollars going into your bank account. Or draining out of it.
John Bailey Realty makes the difference. We are experts at the entire home buying process, and through our consulting process guide you to a great deal. Helping you find financing that makes the most sense for you, is just one of the important reasons clients have been referring us for 3 generations.
What's the first step? Getting pre-qualified for a loan so that when the right opportunity presents itself, you're ready to take advantage of it. John Bailey has a B.A. in Finance and is highly qualified to help you comfortably afford the home of your dreams.
How large of payments?
Determining your monthly home payment is one of the first steps in the buying process. Many factors come into play. The cost of the home. They type of loan. The interest rate. Amount of the down payment. Buyer discounts, etc.
We want you to be comfortable with your monthly mortgage payment. With our 'insider' knowledge of the real estate business, finance, and taxes, we'll get you a great deal on a home that makes sense for your economic situation.