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John Bailey Realty

3324 Peachtree Rd. NE., Suite C. Atlanta, GA 30326
Phone: 770-484-7888


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Our Preferred Lenders

Robbie Crozeir

Robbie Crozier

Robbie has been a Loan Officer with Shelter Lending Services (formerly Fairfield Mortgage)since 2001 and has been a Senior Loan Officer since 2004. His mortgage team finished No. 1 in volume nationally in 2011, 2012, and 2013.

Having been in the mortgage industry for well over a decade now, Robbie has a lot of experience handling all types of situations and loan programs, including Conventional, FHA & VA.

According to Robbie, "Constant communication with all parties involved - my client, the real estate agents, and the closing attorney - is the key to making sure that things go smoothly and that every loan closes on time. Every single client is important to me. They are not just a transaction, but are real person making a big life decision when they are getting a mortgage."

Born and raised in metro Atlanta, Robbie is a native and loves all things Atlanta, including the Braves, Falcons, Hawks and Yellow Jackets. He graduated from Killian Hill Christian School in Lilburn, then attended Berry College in Rome, GA before graduating with a business degree from Georgia State University in 1996. Robbie is married to his wife Melanie and has 3 school-aged children - Rebekah, McKinney & Micah. The Crozier's make their home in the north Metro area.

Robbie Crozier
Direct: 770-724-8053
Cell: 770-337-9833
NMLS #: 552473
Georgia License # 36077

Shelter Lending Services - NE Atlanta OfficeBranch State Licenses: AL #: 21725.003 | GA #: 1106157 | TN #: 115776-103
Georgia Residential Mortgage Licensee
3350 Northlake Parkway
Atlanta, GA 30345

Shelter lending Services - NE Atlanta


Dee Summer-Estrada Dee Summer-Estrada

Dee Summer - Estrada has over 26 years experience in mortgage banking. She is originally from Charleston, SC but has resided in Georgia and has helped Georgians achieve their dream of home ownership since 1990. She is a past Chairman and Presidents Club member in mortgage production here in the Atlanta area. She specializes in assisting our Veterans with VA home loans. In addition, she completed complex training on the mortgage related concerns for our senior citizen population. She is also very experienced in Down Payment Assistance programs for First Time Home Buyers.
You can trust her expertise in mortgage banking; her years of experience will guide you into the right mortgage product. Other banks may close their doors, but Dee and Fidelity Bank Mortgage are here for you in every way. Take a moment to read a customer testimonial:
“Dee has been and is always an exceptional mortgage banker. I have used her exclusively for several home loans and personally I find in this case that it is not so much about the bank but how Dee has treated me and our family over the years. Dee personifies the term professionalism, commitment and customer service! It is because of that I will always work my finances and recommend anyone for a home loan through her.”

Dee Estrada

Mortgage Loan Officer |FidelityBank Mortgage License # 205254  
Servicing Metro Atlanta Area
p: 678-462-5223 | f: 888-532-9265



Julie Pendergrass  Julie Pendergrass

Julie Pendergrass began her career in the mortgage industry in 1999. She is a strong believe in providing attention to detail due to her past processing and underwriting experience. Her excellent service comes from the relationship that she forms with her borrowers by providing one on one attention with each client. Julie is committed to making the loan process a worry free experience. She uses her extensive knowledge of loan programs to provide clients with options that best suit their individual needs. Julie is the product of a military family, United States Army, and lived in Asia and Europe as a child. She currently resides in the Buckhead district of Atlanta.

Julie Pendergrass
Mortgage Banker
Direct: 678-226-7546



Paul Cargal

Paul Cargal is an Atlanta native and an alumnus of the University of Georgia with a Bachelor’s degree in Business Management. He spent several years working in the secondary mortgage market before becoming a Loan Officer in 2005.
Paul is an active member of the Mortgage Bankers of Association of Georgia (MBAG). Paul was recognized by the Mortgage Bankers Association of Georgia as “Rookie of the Year” in 2005 and ranked 34th in the nation. Paul has been recognized as a “Top GunTop Producing” Residential Loan Officer from 2005 to 2015 by the Mortgage Bankers of Association of Georgia (MBAG), as published in the Atlanta Business Chronicle.
Paul currently resides in Atlanta with his wife, Allison, and their two children. In his free time, Paul coaches youth sports and is an active member of the Buckhead Business Association.

Partner, Senior Mortgage Advisor NMLS #209017
Summit Funding Advisors

404-835-6501 (Office)
404-272-2721 (Cell)


Jamie Bailey

Jamie Bailey, Vice President of Southeast Mortgage, is a 20 year veteran for the largest non-bank lender in Georgia holding licenses in both Georgia and Florida.  She is proficient in all government loans types for FHA, VA, Conventional, Jumbo, and Investment Loans.  You can expect an on time closing with clear communication and updates on your file throughout the process. 

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